What is a merchant account? 

A merchant account is an account set up through a credit processing company or a bank to accept and process charge card orders. Without a merchant account, one cannot accept payments by any of the major credit card brands.

How do i get a merchant account?

Merchant accounts are obtained via a formal application process through an acquiring financial institution, or the merchant services department of a bank. Think of a merchant account as a form of credit – this means your financial institution will assess your credit to see if your company is worth the risk. Therefore, merchant account providers will usually require copies of financial statements however, if you are a start-up, you will most certainly need an extensive business plan which outlines, your sales venture

What cards can i accept? 

LowestCCRate.com allows you to accept all major card brands including: Visa, MasterCard, American Express, Discover, Diners Club, JCB, as well as all major Charge (Debit) Cards. Contact us and speak to a bankcard expert at 1 866 883-1494 should you wish to discuss which credit cards you want to accept.

What our ideal customer personas look like? 

We have 2 different types of customer personas we deal with. One being referral partnerships with accountants, insurance agents, website builders, marketers, anyone that deals with other businesses B2B, and associations. they become agents for bespoke and refer us business. In return we guarantee to save referrals money plus share in the monthly residual revenue each month based on the credit card activity of their referrals. 

We get businesses that happen to call in or speak with our sales people and turn into deals as a result of our own marketing strategies. in house deals. 

The general business we normally work with are new small to medium size businesses and enterprise. Have been in business for 2 or more years with existing processing history. Above 10, 000 in credit card volume. On average doing 60k-2,0000 in monthly credit card volume. 


We also deal with new businesses  or hard to place/high risk merchants. We have solid banking channels that are willing to approve higher risk industries. 

About us

Lowest CCRate.com is an extension of BespokeBancardSolutions, Inc. Both companies specializing in payment solutions & financial services. We are an end to end processor with in house concierge like customer service to answer any questions or trouble shoot technical difficulties.

We have leveraged multiple banking & payment platform relationships that allow us to approve both low-risk & high risk industries including CBD. We don't do contracts or early termination fees. 

Our technology will help merchants optimize the payments and provide a frictionless payment experience for your customers. If you're looking for a partner that you can call count on and trust, please click the get in touch button and leave your contact info so a payments expert can contact you and architect a new payment strategy.  

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